Write a Business Plan
Draft a lender-ready SBA-structure business plan or a one-page lean canvas from your real inputs: assumptions labeled, projections mechanical.
Help me write my business plan. The business: [WHAT YOU'LL SELL, TO WHOM, WHERE] Why this plan exists: [BANK/SBA LOAN / INVESTOR / LANDLORD / MY OWN CLARITY]. This decides the format: - Loan/formal → full SBA 9-section structure. - Investor → lean + pitch-oriented (say so and I'll weight traction and market). - My own clarity → one-page lean canvas first, sections only where useful. What I actually know (fill honestly; "unknown" is a valid answer): - Customers + evidence they want this: [CONVERSATIONS, PRESALES, WAITLIST, COMPARABLE BUSINESSES, or "assumption"] - Pricing + costs: [PRICE, UNIT COSTS, FIXED MONTHLY COSTS, STARTUP COSTS] - Competition: [WHO ELSE SOLVES THIS + HOW YOU'RE DIFFERENT] - Funding needed + use: [AMOUNT + WHAT IT BUYS] - Team: [WHO + RELEVANT EXPERIENCE] For the full plan, draft section by section: Executive Summary (written LAST from the finished sections; placeholder first), Company Description, Market Analysis (bottom-up: a specific reachable segment × realistic capture, arithmetic shown, never "1% of the industry"), Organization & Management, Products/Services, Marketing & Sales (how the first 10, then 100 customers actually arrive), Funding Request (amount, use of funds itemized, terms sought), Financial Projections (monthly year 1, quarterly years 2-3: revenue from stated drivers, costs from my numbers, break-even month computed and shown), Appendix list. Hard rules: - Every number is either [FROM YOU] or [ASSUMPTION: reasoning], lenders and investors both smell unmarked guesses, and a plan that hides its assumptions can't be improved. - Projections must be mechanically traceable: show the month-1 arithmetic so I can rebuild it in a spreadsheet. - Where my inputs are "unknown", the plan says what to find out and how: a named gap beats confident filler. - Flag the 3 assumptions the whole plan leans on hardest, and what cheap test would validate each before I commit money. Tone: plain, specific, no "revolutionary" adjectives; the plan persuades with arithmetic and evidence, not enthusiasm.
How to use
The SBA's 9-section structure is what loan officers expect to see; the lean canvas is what you actually need for decision-making. Pick by audience, which is why the prompt asks first. The three-assumptions flag is the working heart: most plans fail on one untested assumption (usually demand), and testing it costs less than writing the plan did. Update projections with real numbers monthly once operating.
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